Pettingill Analytics
Practice Area

Health and Life Insurance

Economic analysis supporting health and life insurance benefit and claim disputes.

Core Services
  • Benefit valuation
  • Disability income analysis
  • Lost benefits in tort cases
  • Policy economic review

In personal injury and wrongful death cases, the economic value of lost employer-provided health and life insurance is a frequently overlooked component of damages. We quantify the employer's contribution to the lost benefit using the most recent BLS Employer Costs for Employee Compensation data and document the offset against any replacement coverage.

Frequently Asked

Frequently Asked

Are health benefits taxable for damages purposes?
Employer contributions to health insurance are excluded from gross income under IRC Section 106, so the loss is calculated on a pre-tax basis. We confirm the tax treatment in every report.

Considering Dr. Pettingill on your matter?

A brief inquiry starts the scope conversation and conflicts check.

Engage Dr. Pettingill