Pettingill Analytics
Methodology

Life Care Plan Costing (2026)

Current-year practices for costing a life care plan.

Costing in 2026 uses the latest published medical CPI components from the Bureau of Labor Statistics, current Treasury yields matched to the loss duration, and locally sourced provider pricing where available.

Frequently Asked

Frequently Asked

Why local pricing?
Medical service prices vary significantly by metropolitan area. Using local pricing produces a more accurate and more defensible cost estimate than national averages.

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